ABOUT US
onDemand Lending inc. is a modern mortgage company headquartered in Orange County, CA. We focus on residential mortgage lending to consumers looking to purchase or refinance. Whether it is your primary residence, second home or investment property, we have the right products for you.
The main benefit of working with us is the fact that we are a family owned company. Choosing us gives you the advantage because we handle every loan with attentiveness. We focus on getting you the best product, lowest price the market has to offer, and make sure you feel comfortable from start to finish.
Jake Kalmin
Jake is in the business of doing the right thing. Taking care of employees & customers with a moral code. He specializes in purchase & refinancing 1-4 unit properties.
Jake is an elite mortgage loan officer based out of Southern California. 2020 and 2021 he was an Executive Loan Officer with one of the largest direct lenders in the nation, loanDepot.
With a family of his own, he completely understands the importance of knowing all your financial options as a homeowner. Transparency and trust are what you can get working with him. After your no cost, no obligation mortgage analysis with Jake, he will be the first to tell you to stay in your current situation if a refinance does not make sense.
Having helped thousands of Americans accomplish their home mortgage needs, he is here to help educate you on the current market and products we offer. Whether it is pulling cash out of your home for home improvements, consolidating debt, shortening the term to save interest, or lowering the monthly payment- he is here to help you accomplish all of your financial goals. He takes pride in educating his clients on what is best for them and making sure they feel comfortable throughout the process.
President and CEO
Kristina Jimenez
Kristina has been a processor in the mortgage industry for a decade. She has worked for big corporate companies to mom and pop mortgage firms. What you can get working with Kristina is excellent communication, prompt response time and quick fundings. Since joining onDemand Lending, she has helped our average loan closings happen in 10 business days. She is an industry professional, will treat you like a friend, and loves what she does.
Direct Loan Processor
Ali Sahrai
Ali has been in the mortgage business for the last five years. Within those five years, having only worked at two previous mortgage companies, he demonstrates a track record of success and loyalty. Ali is within the top 1% for conversion in America and maintains an excellent customer service satisfaction rating. Working with him you can expect prompt responses to phone calls, texts and emails. He loves helping people achieve their goals and get them in a better place than where they started.
Executive Licensed Lending Officer